How it works
Three steps. About three minutes.
Answer a few questions
Tell us what you need and a little about the business. No documents, no credit pull.
The application asks thirteen short questions — how much you need, what it is for, how long you have been in business, your average monthly deposits. No documents, no uploads, and no credit pull. If your profile is not a fit for the providers we work with, we say so on that screen instead of taking your contact details.
Get matched
We route your request to independent funding providers that work with businesses like yours.
Once you verify your mobile number with a six-digit code, your request goes to independent funding providers whose programs match your industry, state, deposits, and time in business. You are not applying to every provider on the internet — the point is a short list that can actually help.
Talk to a specialist
A funding specialist calls to walk through your options. You decide.
A funding specialist calls to confirm the details, explain what each option means in plain dollars, and answer questions. Nothing is signed on that call. You decide whether to move forward, and with whom.
What happens after you apply
The specialist call
Usually within minutes during business hours. The specialist confirms your numbers and explains which programs fit. Ask for the total payback in dollars, the payment frequency, and any fees — a straight answer should be easy to get.
Documents
Most providers ask for three to four months of business bank statements and a photo ID. Larger requests can bring a few extra questions. Having statements ready is the single biggest thing that speeds up a decision.
Offers
Providers come back with what they can do: amount, term, payment schedule, and total cost. More than one offer is common, and they are not always comparable at a glance — the specialist can line them up side by side.
You choose
Accept the one that fits, or none of them. There is no cost to apply, no obligation, and we never charge you a fee.
- No cost to apply
- No impact to your credit score
- One application, real options